(804)-877-6189

Free Estimate
Financing

Financing up to $200,000
for your home.

Turn your roofing, gutters, or siding project into an affordable monthly payment. Soft-pull pre-qualification, rates as low as 7.99% APR, and funding in as little as 2–3 business days.
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$200K

Max Loan Amount

7.99%

APR From*

550

Credit Scores From^

2–3

Day Funding

Why Choose Our Financing

Built to keep the project moving.

We partner with Enhancify to match you with a curated network of lenders — so you get the strongest offer for your credit profile without shopping bank to bank.

Soft Pull Pre-Qualification

See your options with a soft credit check that won't impact your score.

Instant Results

Get matched with lenders in 2 minutes or less.

Fast Funding

Financing typically funds in 2–3 business days.

0% Promotional APR

Qualified applicants may access 0% introductory APR offers.

No Equity Required

Personal loans require no home equity or appraisal.

Loans up to $200,000

Rates as low as 7.99% APR for qualified borrowers.^

Credit Tiers

What credit score do you need?

Our lending network works with a wide range of credit profiles. Here’s a snapshot of what most homeowners can expect.
  • Excellent / Good

660+

  • Loan Amounts
  • $500 – $200,000
  • APR
  • from 7.99%*
Affordable payment options, including 0% introductory APR offers. Easy approval — lenders are happy to compete for your loan.
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  • Fair

620 – 659

  • Loan Amounts
  • $500 – $35,000
  • APR
  • from 10.05%*

Lenders will usually evaluate your income and other financial factors alongside your credit profile.

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  • Bad

Under 620 (as low as 550)

  • Loan Amounts
  • $500 – $10,000
  • APR
  • from 15.61%
Approval is possible with our lender network, though interest rates are typically higher.
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  • Rates shown represent the lowest available rates. Your interest rate will vary based on your creditworthiness. Final terms are determined after you submit an application.
How It Works

Four simple steps.

Apply Online

Complete a short, no-impact application in about 2 minutes.

Get Matched

Our lender network returns personalized offers instantly.

Choose Your Offer

Compare rates and terms, then select the plan that fits you best.

Get to Work

Funds land in 2–3 business days and we schedule your project.

Frequently Asked

Financing questions.

Six of the questions homeowners ask us most. If yours isn’t here, a twenty-minute call usually covers the rest.
Ask Us Directly
Will applying affect my credit score?
No. Pre-qualification uses a soft credit inquiry, which does not appear on your credit report or impact your score. A hard inquiry only happens if you choose to finalize a specific loan offer with a lender.
Loan amounts range from $500 up to $200,000, depending on your credit profile and the lender you’re matched with.
Our lender network works with scores as low as 550. Borrowers with excellent credit unlock the lowest rates, but options exist across nearly every credit profile.
You’ll see matched offers in about 2 minutes. Once you accept an offer, funds are typically disbursed in 2-3 business days.
Rates start as low as 7.99% APR for qualified borrowers. Your final rate depends on your creditworthiness and the lender’s terms.
No. These are unsecured personal loans – no equity, no appraisal, and no lien on your home.
No. There is no cost to pre-qualify or view your offers. Individual lenders set their own origination and closing costs, which will be disclosed before you accept.
Let's begin

Every good home
deserves
a roof that keeps its word.

Book a free on-site inspection. No pressure, no sales script — just an honest assessment from a senior roofer.
Request Estimate
(804)-877-6189